:root{
  /* Palette carried over from the original site: blue #0a69ab, navy #053759, silver/charcoal grays */
  --bg:#ffffff;--bg-alt:#f1f4f7;--ink:#2b2f34;--muted:#5d646c;--line:#e0e4e8;
  --brand:#0a69ab;--brand-dark:#053759;--accent:#0a69ab;--silver:#999999;--card:#ffffff;
  --radius:12px;--shadow:0 6px 24px rgba(5,55,89,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font:17px/1.65 "Be Vietnam Pro",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--bg)}
img{max-width:100%;height:auto}
a{color:var(--brand)}
a:hover{color:var(--brand-dark)}
:focus-visible{outline:3px solid var(--brand);outline-offset:2px}
.skip{position:absolute;left:-999px;top:0;background:var(--brand);color:#fff;padding:.6rem 1rem;z-index:100}
.skip:focus{left:0}
.wrap{max-width:1100px;margin:0 auto;padding:0 20px}
h1,h2,h3{line-height:1.2;margin:0 0 .5em;color:var(--brand-dark)}
h1{font-size:clamp(2rem,5vw,3.1rem);letter-spacing:-.02em}
h2{font-size:clamp(1.55rem,3.2vw,2.1rem);letter-spacing:-.01em}
h3{font-size:1.2rem}
p{margin:0 0 1em}
.lead{font-size:1.2rem;color:var(--muted);max-width:44rem}
.eyebrow{text-transform:uppercase;letter-spacing:.1em;font-size:.8rem;font-weight:700;color:var(--brand);margin-bottom:.6rem}

/* header */
header.site{position:sticky;top:0;z-index:50;background:var(--bg);border-bottom:3px solid var(--brand);box-shadow:0 2px 10px rgba(5,55,89,.08)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:76px}
.logo{display:flex;align-items:center}
.logo img{display:block;height:46px;width:auto}
.nav ul{display:flex;gap:8px;list-style:none;margin:0;padding:0;align-items:center}
/* page links look like individual buttons */
.nav a.link{display:block;color:var(--brand-dark);text-decoration:none;font-weight:600;font-size:.95rem;padding:.45rem .95rem;background:var(--bg-alt);border:1px solid #c9d3dc;border-radius:8px;white-space:nowrap;transition:background .15s,color .15s,border-color .15s}
.nav a.link:hover{background:var(--brand);border-color:var(--brand);color:#fff}
.nav a.link[aria-current="page"]{background:var(--brand-dark);border-color:var(--brand-dark);color:#fff}
.nav a.btn,.nav a.btn:hover,.nav a.btn[aria-current="page"]{color:#fff;white-space:nowrap}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 12px;font:inherit;color:var(--ink);cursor:pointer}
.btn{display:inline-block;background:var(--brand);color:#fff;text-decoration:none;font-weight:700;padding:.8rem 1.4rem;border-radius:10px;border:2px solid var(--brand);cursor:pointer;font-size:1rem;transition:background .15s}
.btn:hover{background:var(--brand-dark);border-color:var(--brand-dark);color:#fff}
.btn.ghost{background:transparent;color:var(--brand)}
.btn.ghost:hover{background:var(--bg-alt);color:var(--brand-dark)}
.btn.sm{padding:.5rem 1rem;font-size:.92rem}
@media(max-width:1040px){
  .menu-btn{display:block}
  .nav ul{display:none;position:absolute;left:0;right:0;top:76px;background:var(--bg);flex-direction:column;align-items:stretch;padding:16px 20px 20px;border-bottom:3px solid var(--brand);gap:10px}
  .nav a.link{text-align:center;padding:.7rem 1rem}
  .nav a.btn{text-align:center}
  .nav ul.open{display:flex}
}

/* sections */
section{padding:72px 0}
section.alt{background:var(--bg-alt)}
.hero{padding:84px 0 76px;background:linear-gradient(135deg,var(--brand-dark) 0%,var(--brand) 100%);color:#fff}
.hero h1,.hero h2{color:#fff}
.hero .lead,.hero .crumbs,.hero .trust{color:#dcecf8}
.hero .crumbs a{color:#fff}
.hero .eyebrow{color:#eef3f7}
.hero .trust li:before{color:#fff}
.hero .btn{background:#fff;color:var(--brand-dark);border-color:#fff}
.hero .btn:hover{background:#e6eef5;border-color:#e6eef5;color:var(--brand-dark)}
.hero .btn.ghost{background:transparent;color:#fff;border-color:#fff}
.hero .btn.ghost:hover{background:rgba(255,255,255,.14);color:#fff}
.hero a:not(.btn){color:#fff}
.hero .cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:1.6rem}
.trust{display:flex;gap:22px;flex-wrap:wrap;margin-top:1.6rem;color:var(--muted);font-size:.95rem;list-style:none;padding:0}
.trust li:before{content:"\2713\00a0";color:var(--accent);font-weight:800}
.grid{display:grid;gap:22px}
.g3{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.g2{grid-template-columns:repeat(auto-fit,minmax(320px,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-top:4px solid var(--brand);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}
.card h3{margin-top:0}
.card.feat{border:2px solid var(--brand);border-top:4px solid var(--brand-dark)}
.card .btn.ghost{margin-top:.4rem}
.badge{display:inline-block;background:var(--brand);color:#fff;font-size:.75rem;font-weight:700;padding:.15rem .6rem;border-radius:99px;margin-bottom:.6rem}
.card ul,.checks{padding-left:0;list-style:none;margin:0 0 1em}
.card li,.checks li{padding-left:1.5rem;position:relative;margin-bottom:.45rem}
.card li:before,.checks li:before{content:"\2713";position:absolute;left:0;color:var(--accent);font-weight:800}
.price{font-size:1.9rem;font-weight:800;margin:.2rem 0}
.price small{font-size:1rem;font-weight:500;color:var(--muted)}
.steps{counter-reset:s;display:grid;gap:22px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.step{counter-increment:s}
.step:before{content:counter(s);display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:var(--brand);color:#fff;font-weight:800;margin-bottom:12px}
.cta-band{background:var(--brand-dark);color:#fff;text-align:center}
.cta-band h2{color:#fff}
.cta-band .btn{background:#fff;color:var(--brand-dark);border-color:#fff}
.cta-band .btn.ghost{background:transparent;color:#fff}
.cta-band p{color:#e6efff}
.crumbs{font-size:.9rem;color:var(--muted);margin-bottom:1rem}
details{border:1px solid var(--line);border-radius:10px;padding:14px 18px;margin-bottom:12px;background:var(--card)}
summary{cursor:pointer;font-weight:700}
details p{margin:.7em 0 0;color:var(--muted)}
.partners{display:flex;gap:28px;flex-wrap:wrap;align-items:center;font-weight:700;color:var(--muted)}
table{width:100%;border-collapse:collapse;background:var(--card);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
th,td{padding:12px 14px;border-bottom:1px solid var(--line);text-align:left;font-size:.96rem}
th{background:var(--bg-alt)}
.tablewrap{overflow-x:auto}

/* form */
form label{display:block;font-weight:600;margin:14px 0 6px}
form input,form select,form textarea{width:100%;font:inherit;padding:.7rem .85rem;border:1px solid var(--line);border-radius:8px;background:var(--bg);color:var(--ink)}
form textarea{min-height:130px}
.note{font-size:.9rem;color:var(--muted)}

footer.site{background:#45494e;border-top:5px solid var(--brand);color:#e6e6e6;padding:56px 0 28px}
footer.site a{color:#e6e6e6}
footer.site a:hover{color:#fff}
footer.site h4{color:#fff;margin:0 0 .6rem}
footer.site ul{list-style:none;padding:0;margin:0}
footer.site li{margin-bottom:.4rem}
.fgrid{display:grid;gap:30px;grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}
.legal{border-top:1px solid #5c6269;margin-top:34px;padding-top:18px;font-size:.88rem;color:#d4d4d4}
@media(max-width:600px){section{padding:52px 0}.hero{padding:52px 0}}

/* notice / policy callout */
.callout{border-left:6px solid var(--brand-dark);background:var(--card);border-radius:var(--radius);padding:26px 28px;box-shadow:var(--shadow)}
.callout h2{margin-top:0}
.callout .no{list-style:none;padding:0;margin:0 0 1em}
.callout .no li{padding-left:1.6rem;position:relative;margin-bottom:.4rem}
.callout .no li:before{content:"\2715";position:absolute;left:0;color:#b3261e;font-weight:800}
